952-856-0071 info@newbirthmidwifery.com 1580 White Oak Dr, Suite 275, Chaska, MN 55318

Finances & Insurance

How much does midwifery care cost?

As midwives, we consider pregnancy, birth and the postpartum period as one life event and therefore the cost is not broken down by hour, or visit, (meaning more time with us) instead it is one charge for all the care received. We will go over all the details of the fee agreement at your free consultation.

Free initial consultation! This visit is a visit where both midwife and client have every opportunity to ask questions to determine if this is the right fit. Please have a list of prepared questions ready (if you need ideas, look under the birth articles section of this website for the page with questions).  After the consultation, you go home with paperwork and if you are ready to start care you let your midwife know and if everything checks out we will set up your initial prenatal.

What’s included in the midwifery fee?

The global fee covers all the prenatal care, newborn care, 24 hour access to your midwife, continuity of care, and 3 postpartum home visits the first week after delivery to keep you home snuggling with your new baby.

  • Birth pool owned by NBM lent out to clients if available for your due date (regular and mini sized Birth Pool in a Box and Oasis pools)
  • Hearing Screening
  • Critical Congenital Heart Defect Screening (CCHD)
  • Non-disposable birth supplies such as sterilized instruments, oxygen tank, masks, rebozo, Kaya birth stool and more.
  • Birth medications as needed such as antihemorrhagics, IV supplies, herbal remedies and medications for the newborn.
  • Insurance Billing if desired 
  • Placenta preparation if smoothies postpartum are desired
  • A birth box of disposable supplies to keep your home available to you by your 36 week prenatal.
  • All labs done in clinic with the NBM team.

**Note: We believe strongly that every woman and her family should be able to experience birth as is right for them, and honestly believe that birthing outside of the hospital is right for most women. Because of this, we are happy to provide payment plans that suit the needs of our clients and have a few that we provide that work very well for most.

Are there any other costs I need to be aware of?

  • Lab fees and ultrasounds are not included and are an additional cost, but insurance normally covers these fees since both the lab and ultrasound location is in network for most people.
  • In the rare instance that a transport is needed in the birth, because your midwife will stay with you still in the hospital advocating for you and your family, and will still gladly provide you with all postpartum and newborn care for the following 6 weeks, the amount you pay for midwifery services are non-refundable.
  • There are a few other pieces you may want to add to your birth plan such as a doula or birth photographer or placenta encapsulation, but all of these things are affordable and we will help connect you with people that make the most sense for your family.

Does insurance cover my care with a midwife?

Usually insurance covers home births in some way. We work with Innovation Billing Service Inc (IBSI) whose only clients are out of hospital midwives (making their team experts in the submission of insurance claims for births done out of hospital). NBM’s biller is a full service team who work above and beyond to get your charges paid for to the best of their abilities and have been doing this for many years. There is no extra charge to bill your insurance company – the fee you pay to enter care covers this.

But midwifery care even without insurance can be affordable because it can be similar to the deductible that some parents pay for maternity care in the hospital since a normal, uncomplicated vaginal delivery can cost $10,000+ which doesn’t include doctor’s fees, prenatal or newborn care. Insurance can be confusing, but IBSI is happy to help you figure out what your benefits are and then together we will work on a payment plan.

Another option to be aware of are medical cost sharing companies that are easier to work with than traditional insurance plans. This isn’t right for everyone but if you are interested, look into that as an option as they tend to be more supportive of out of network options for their clients. Some examples are Samaritan Ministries, Liberty, Solidarity, Medishare and Christian Healthcare Ministries.